Have $17K credit card debt. Should I stop IRA cont. ($100/mo.) to help pay off cards? - pre tenn models russians
Age: 47 Gender: F; pay up to $ 400 + in credit minimum payment (+ + additional financial burden when I can). Revenue: $ 900 plus retired $ 80 - $ 500 for the month of substitute teacher (not a constant). Apply to full-time. Jobs limited to $ 11/hr or less. Not help a university degree in public administration - jobs for nurses and truck drivers. 2 pre-teen, 1 husband furious, 2 loyal dogs. The debt is 95% try to start their online business without customers. Still in the contract with 2 companies marketing plus $ 60 per site for many months. Fee. You can leave contract until June 2007 so that I think about on the site if their promises come true. Man wants to stop the payments of $ 100 per month to Roth IRA, IRA payments for children's education ($ 50 each = $ 100 per month) and receive a full-time employment. Transferred in the past year and may not have sold the old house to double the mortgage. Bank will not lend me money because of the guaranteed floor, the man will not leave me with the new truck or a piece of land in Tennessee as collateral for the loan.
Pre Tenn Models Russians Have $17K Credit Card Debt. Should I Stop IRA Cont. ($100/mo.) To Help Pay Off Cards?
Friday, February 5, 2010
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2 comments:
Yes
In the interest of 28% for credit cards, and 8% return on the IRA up to $ 1.67 per month saving in connection with the IRA in the amount of $ 100 on your credit card.
Get a job, any job, and apply all that credit card payment. The total working hours to 11 hours per full time have been exhausted $ 17,000 credit card debt in the year and quarter.
How much do you pay for the last hour? Can until the last minute and use it when you find a job $ 20 per hour? How long do you need to get a job at a rate of one might think is acceptable? Even if you think these things through the company credit card a debt for every dollar that you have found.
You spend $ 4700 per year just to keep afloat. How many websites can be initiated if it is an extra $ 4700 per year?
Please read the book by Dave Ramsey Financial Peace ,'',''. Go to a used bookstore, or go to used books abe.com.
His answer is not bad luck.
In the meantime, stop the EIRA and close the site in June, if you build a web site a small store in Yahoo for a few dollars per month.
Good luck.
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